611 S. Haywood St. • Waynesville, NC 28786 | Log in to Patient Portal »

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Financial Options

It’s hard to put a price on a beautiful, healthy smile. At Michael D. Gillespie, DDS, we work hard to make sure our patients get state-of-the-art, high-quality dental care using nothing but the very latest in technology. While getting the smile of your dreams can sometimes be costly, we strive to provide financing options that will help you fit the care you need into your budget.

Our practice accepts cash, check, and major debit and credit cards. Our team members are always happy to walk you through your payment options and help you determine what might work best for your financial situation.

Financing with CareCredit®

If you’d like to use a payment plan to cover your dental care costs at our practice, we offer third-party, flexible financing through CareCredit. CareCredit is a leading patient financing option, and it works similarly to a credit card for your healthcare expenses. Since they have many different types of plans available, you can choose the one right for your budget. Some benefits of CareCredit include:

  • Options for little to no interest
  • Deferred payments
  • Available for use in most medical situations
  • Quick approvals

Applying for CareCredit is simple! Just visit their website and complete the easy, online application. It won’t take long at all for you to receive your credit approval. If you have any questions, please don’t hesitate to ask our team.

Make an Online Payment

If you are a patient at our practice with an outstanding balance, you can make convenient online payments by logging into our Patient Portal.

Patient Portal

Financial FAQ

Do you take my insurance?

We accept in-network and out-of-network dental insurance. To confirm whether we take your plan, please contact our office so we can look into it for you.

How much does my treatment cost?

Before you begin a treatment at our office, we are happy to give you a cost estimate so you won’t face any financial surprises. Some procedures may require seeing you for an in-person consultation in order to get an accurate estimate. Please note that if your treatment changes, your actual fees may differ.

When is payment due?

Unless we’ve made prior arrangements, payment is due at the time of service. Any balance not paid by your insurance company will be your responsibility.

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Hear from Some of Our Patients

“Dr Gillespie and his staff have been taking care of our family for almost 20 years. They are always extremely thorough and professional. I would highly recommend them to anyone!”
– Laura P.

“From the moment you walk in the door, the staff puts you at ease & everyone treats you with the utmost care & courtesy.”
– Peggy Q.

“Dr. Gillespie has been my dentist for about 14 years… I really appreciated their concern for me and my new smile. The entire staff is the best.”
– Sandy R.

“They’re so accommodating and most importantly, always welcoming and have a comforting environment. I never feel embarrassed and actually love coming here.”
– Karen W.

Michael D. Gillespie, DDS

Michael D. Gillespie, DDS